Who has access to the VA Loan?

alysa flores • May 6, 2025

Who is eligible for the va loan?

If you're currently on active duty, you're eligible for the VA Loan after 90 days of continuous service! Thats right! No deployment, no combat zone required! 


If you’re a veteran with honorable discharge, you’re eligible if you meet one of the following service requirements:

90 days of active duty during wartime

181 days during peacetime

More than 6 years of service in the Reserve or National Guard (with certain conditions)

Bonus: If you were medically discharged or separated early for service-connected issues, you may still qualify even if you didn’t hit the full service time.

Bonus x2- If you have a disability rating of 10% or more you're eligible for even more savings! You get the VA Funding fee waived! 


What if you're not sure if you qualify or not?


You're not alone! 

A lot of people are eligible for a VA Loan and don't even know it!

You can find out by:

1. Requesting your Certificate of Eligibility (COE) from the VA website.

2. Talk to a realtor or lender who understands the VA Loan.

3. Have your Lender look it up on the VA portal. 

By alysa flores May 1, 2025
VA Loan Myths- time to debunk!!!